Organised

I really need to get organised.
Last year by november Christmas was all sown up, most of the presents and gifts for people where bought, cards where written, money saved and plans made, so far I have exactly 0% of all that done, OK I have some coins put away which I susually use to buy stamps at the supermarket as during December you get extra ££'s for a full book. There have almost always been times in my life where I have had to stretch every single penny out to it's maximum so I've always put a £1 coin away every month as it really helps take the bite out of Christmas.